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Company Licensing Information
The insurance products described in this website are underwritten by one or more of the following members of Great American Insurance Group (collectively “Great American”):
Great American Insurance Company
Great American Alliance Insurance Company
Great American Assurance Company
Great American Casualty Insurance Company
Great American Contemporary Insurance Company
Great American E & S Insurance Company
Great American Fidelity Insurance Company
Great American Insurance Company of New York
Great American Lloyd's Insurance Company
Great American Protection Insurance Company
Great American Security Insurance Company
Great American Spirit Insurance Company
Great American Specialty Insurance Company
Great American Surplus Lines Insurance Company
Mid-Continent Assurance Company
Mid-Continent Casualty Company
Mid-Continent Excess and Surplus Insurance Company
Oklahoma Surety Company
National Interstate Insurance Company
National Interstate Insurance Company of Hawaii
Triumphe Casualty Company
Vanliner Insurance Company
Bridgefield Casualty Insurance Company
Bridgefield Employers Insurance Company
Republic Indemnity Company of America
Republic Indemnity Company of California
Annuity Investors Life Insurance Company
Great American Life Insurance Company
Manhattan National Life Insurance Company
All insurance products referred to in this website are subject to availability and qualifications. Not all companies are licensed in all 50 states. Not all products are available in all 50 states. The materials available through this site do not constitute an offer of any product in any jurisdiction.
Web Site Agreement Terms and Conditions
This site is the property of Great American. This page sets forth the terms and conditions under which Great American provides the information on this web site, as well as the terms and conditions governing your use of the site. By making use of this web site, you agree to be bound by the terms and conditions that appear here. These terms and conditions are subject to updating by Great American at any time without notice. Changes to the terms and conditions take effect when posted to the web site.
IF AT ANY TIME YOU DO NOT ACCEPT THE TERMS AND CONDITIONS, DO NOT ACCESS THE WEB SITE OR ANY OF ITS PAGES.
Copyright / Trademark
© Copyright 2000-2017 Great American Insurance Company. All rights reserved. No part of the materials made available may be stored, recorded, reproduced, photocopied or transmitted, in any form or by any means without prior written approval. The service marks used within this site are the property of Great American, including but not limited to the Great American eagle logo and the word marks “Great American”, “Great American Insurance Group” as well as the names of various products and services described within and offered by Great American. For a non-exhaustive list of all service marks owned by Great American, click here.
Jurisdiction and Enforceability
Use of this web site is governed by the laws of the state of Ohio, other than laws governing conflicts of laws. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Hamilton County, Ohio. If any part of these terms and conditions are invalidated by a court of competent jurisdiction, the invalid provision(s) are deleted and the remaining provisions are not affected and remain valid and enforceable in accordance with the express terms thereof.
Loss Prevention
The information presented in this site is intended to provide guidance and is not intended as a legal interpretation of any federal, state or local laws, rules or regulations applicable to your business. The loss prevention information provided is intended only to assist policyholders in the management of potential loss producing conditions involving their premises and/or operations based on generally accepted safe practices. In providing such information, Great American does not warrant that all potential hazards or conditions have been evaluated or can be controlled. It is not intended as an offer to write insurance for such conditions or exposures. The liability of Great American is limited to the terms, limits and conditions of the insurance policies underwritten by the members of Great American.
Products Availability
The information and descriptions of products and services contained in this site are intended as general information and do not contain all of the terms, conditions, limits and exclusions applicable to the products and services offered by Great American. Great American may make improvements and/or changes in the products, services and/or programs described on this site at any time without notice
None of the information and descriptions contained in this web site should be viewed as an offer to sell or as a solicitation to purchase any of Great American’s products or services. Availability of the products and services described varies by state. This is not intended as a solicitation or offer to sell an insurance product in a jurisdiction in which the solicitation, offer, sale or purchase thereof would be unlawful.
This web site does not amend, modify or supplement any insurance policy. Your eligibility for particular products and services is subject to final determination of underwriting qualifications and acceptance by the Great American underwriting company providing such products or services. This web site does not make any representation that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any such policy. Whether coverage exists or does not exist for any particular claim or loss under any such policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. The precise coverage afforded is subject to the terms, conditions, limits and exclusions of the policies as issued and may vary from the general, summarized coverage descriptions in this site. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. In the event of a discrepancy between the descriptions on the site and the insurance policy, the insurance policy shall control.
Surplus Lines
Surplus lines insurers do not generally participate in State Guaranty Funds and thus insureds are not protected by such Funds. The surplus lines market is a brokered market providing flexibility in rate and form to meet customer needs for high risk and specialized insurance products. The surplus lines information on this site is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation. Any inquiries regarding the surplus lines insurance should be directed through licensed insurance professionals.
Third Party Sites
This site may contain links to other Internet sites ("third-party sites") that are not maintained by Great American. These links are provided solely for your convenience. Great American makes no warranties or representations about and disclaims any responsibility for the contents of any products or services offered in such third-party sites. Any reference to a linked site or any specific product or service by name does not constitute or imply its endorsement by Great American.
Warranties Disclaimers
The materials contained in this site and in linked sites directly or indirectly accessible from this site are provided without warranties of any kind, either express or implied, including but not limited to all implied warranties of merchantability or fitness for a particular purpose, title or non-infringement.
Submissions
All information that you submit to Great American via this web site shall be deemed, and remain, the property of Great American. Great American shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this web site provides through this web site. Great American shall not be subject to any obligations regarding such information except as expressly indicated with respect to personally identifiable consumer information in any consumer Privacy Statement(s) contained within the web site, agreed to by Great American having the direct customer relationship with the person providing the information or otherwise specifically agreed to in a separate writing or required by law. You further recognize that Great American does not want you to provide, and prohibits you from providing, any information or material to Great American that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another person or entity.
Indemnity
You agree to indemnify and hold Great American, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against Great American by any third party due to or arising out of, or in connection with, your use of the site.
October 2013
GREAT AMERICAN INSURANCE GROUP®
PRIVACY NOTICE
AND
NOTICE OF INSURANCE INFORMATION PRACTICES
Great American Insurance Company
Great American Alliance Insurance Company
Great American Assurance Company
Great American Casualty Insurance Company
Great American Contemporary Insurance Company
Great American E & S Insurance Company
Great American Fidelity Insurance Company
Great American Insurance Company of New York
Great American Lloyd's Insurance Company
Great American Protection Insurance Company
Great American Security Insurance Company
Great American Spirit Insurance Company
Great American Surplus Lines Insurance Company
Great American Specialty Insurance Company
American Empire Underwriters, Inc.
Crop Managers Insurance Agency, Inc.
Dempsey & Siders Agency, Inc.
Eden Park Insurance Brokers, Inc.
Farmers Crop Insurance Alliance, Inc.
GAI Warranty Company
GAI Warranty Company of Florida
Great American Insurance Agency, Inc.
Great American Lloyd's, Inc.
Great American Professional Risk Insurance Services
High Seas Insurance Agencies
Premier Lease & Loan Services Insurance Agency, Inc.
Premier Lease & Loan Services o f Canada, Inc.
Strategic Comp, L.L.C.
Strategic Comp Services, L.L.C.
The members of Great American Insurance Group ("Great American", including those companies listed in this Notice) respect your right to privacy.
We want you to know about our procedures for protecting your privacy and your
rights and responsibilities regarding nonpublic personal information
(referred to as “data” in this notice) we receive about you. We want you to
understand how we gather data about you and how we protect it. The terms of this
Notice apply to those individuals who inquire about or obtain insurance from Great
American primarily for personal, family or household purposes.
We will provide our customers with a copy of the most recent notice of our privacy
policy at least annually and more often if we make any changes affecting their rights
under our privacy policy. This Notice applies to current and former customers of Great American.
Great American does not share your data except as allowed by law. As a result, you do not need to take any action under this Notice. If we change our practices in the future, we will advise you. If applicable, we will allow you to “opt-out” of certain sharing.
1. What kind of data is collected about you?
We get most of our data about you directly from you, such as your name, address, social security number, income level and certain other financial data. We collect data that you provide during the insurance application process and by other contact with you by mail and over the phone.
In some cases we may need additional data or may need to verify data you have given us. In those cases, we may obtain data from outside sources at our own expense. For instance, we may collect data from consumer reporting agencies such as credit worthiness and history or employment history. If you send a written request to the address below, we will inform you o f the name and address of any agency we have used to prepare a report on you so that you can contact the agency.
Once you become our customer, we may collect data related to our experiences and transactions with you. This could include data such as insurance policy coverage, premiums and payment history, and any claims you make under your insurance policy. For example, we will retain data collected by a claims representative and police or fire reports.
We may also collect data about you from our affiliates regarding their transactions and experiences with you (such as your payment or claims history). We do not currently share other credit-related data, except as allowed or required by law.
Finally, we may collect data when you visit our website or when you email us. We do not sell this or any other data about you to anyone.
2. What do we do with data about you?
Data about you will be kept in our records. We may disclose data to issue and service policies and settle claims. Generally, we will not disclose data about you to any outside group without your prior authorization. However, we may, as allowed by law, share data that we collect as set forth below.
We may disclose data to your insurance
agent.
We may disclose data to persons who represent you, including your attorney or
trustee.
We may disclose data to adjusters, appraisers, auditors, investigators and attorneys.
We may disclose data to those who need the data to perform a business, professional
or insurance function for us.
We may disclose data to other insurance companies, agents or consumer reporting
agencies, in connection with any insurance application, policy or claim involving
you.
We may disclose data to medical providers to inform you of a medical condition
of which you may not be aware and for claims payment purposes.
We may disclose data to others that conduct research, provided
that no individual data may be identified in any research study report.
We may disclose data, other than health data, to others that perform marketing
services on our behalf.
We may disclose data to our affiliated companies to market products to you and for other
purposes. The law does not allow you to restrict this sharing.
We may disclose data to a court, state insurance department or other government
agency pursuant to a summons, court order, search warrant, subpoena, or as otherwise
required by law or regulation.
We will only disclose your health data in the following ways:
as allowed or required by law;
With your written consent;
to underwrite or administer your policy, claim or or account;
in a manner as previously disclosed to you by us when we collected your health
data.
When we disclose your data to third parties for certain purposes described above, we will require them to use your data only for its intended purpose.
3. Who has access to your data?
The only people who have access to your data are those who need it to provide or support the provision of products or services to you. We use a system of passwords and other appropriate physical, electronic and procedural safeguards to protect against unauthorized access to your data. We have educated our employees about this Notice and the importance of customer privacy.
4. How can you review recorded data about you?
You have the right to access and inspect most of the data that we collect about you. To access your data please send a written request to the address below stating that you would like to access your data. Either you or your personal representative must sign this request and provide a copy of your driver’s license or other valid photo identification. You also have the right to request that we correct any data that you believe is incorrect. To amend your data, please send us a written request, at the address below, stating what data you believe needs correcting. Once again, either you or your personal representative must sign this request. If you submit a request to amend your data, we will investigate. If we agree, we will correct our records. Even if we do not correct the data, you have the right to file with us a written statement of dispute, which we will include, in any future disclosure of the data.
If you have questions about our privacy policy, please write to us at:
GREAT AMERICAN INSURANCE GROUP
301 E 4th Street
Cincinnati, Ohio 452024201
Attn: Compliance Office Privacy
Company Licensing Information
The insurance products described in this website are underwritten by one or more of the following members of Great American Insurance Group (collectively “Great American”):
Great American Insurance Company
Great American Alliance Insurance Company
Great American Assurance Company
Great American Casualty Insurance Company
Great American Contemporary Insurance Company
Great American E & S Insurance Company
Great American Fidelity Insurance Company
Great American Insurance Company of New York
Great American Lloyd's Insurance Company
Great American Protection Insurance Company
Great American Security Insurance Company
Great American Spirit Insurance Company
Great American Specialty Insurance Company
Great American Surplus Lines Insurance Company
Mid-Continent Assurance Company
Mid-Continent Casualty Company
Mid-Continent Excess and Surplus Insurance Company
Oklahoma Surety Company
National Interstate Insurance Company
National Interstate Insurance Company of Hawaii
Triumphe Casualty Company
Vanliner Insurance Company
Bridgefield Casualty Insurance Company
Bridgefield Employers Insurance Company
Republic Indemnity Company of America
Republic Indemnity Company of California
Annuity Investors Life Insurance Company
Great American Life Insurance Company
Manhattan National Life Insurance Company
All insurance products referred to in this website are subject to availability and qualifications. Not all companies are licensed in all 50 states. Not all products are available in all 50 states. The materials available through this site do not constitute an offer of any product in any jurisdiction.
Web Site Agreement Terms and Conditions
This site is the property of Great American. This page sets forth the terms and conditions under which Great American provides the information on this web site, as well as the terms and conditions governing your use of the site. By making use of this web site, you agree to be bound by the terms and conditions that appear here. These terms and conditions are subject to updating by Great American at any time without notice. Changes to the terms and conditions take effect when posted to the web site.
IF AT ANY TIME YOU DO NOT ACCEPT THE TERMS AND CONDITIONS, DO NOT ACCESS THE WEB SITE OR ANY OF ITS PAGES.
Copyright / Trademark
© Copyright 2000-2017 Great American Insurance Company. All rights reserved. No part of the materials made available may be stored, recorded, reproduced, photocopied or transmitted, in any form or by any means without prior written approval. The service marks used within this site are the property of Great American, including but not limited to the Great American eagle logo and the word marks “Great American”, “Great American Insurance Group” as well as the names of various products and services described within and offered by Great American. For a non-exhaustive list of all service marks owned by Great American, click here.
Jurisdiction and Enforceability
Use of this web site is governed by the laws of the state of Ohio, other than laws governing conflicts of laws. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Hamilton County, Ohio. If any part of these terms and conditions are invalidated by a court of competent jurisdiction, the invalid provision(s) are deleted and the remaining provisions are not affected and remain valid and enforceable in accordance with the express terms thereof.
Loss Prevention
The information presented in this site is intended to provide guidance and is not intended as a legal interpretation of any federal, state or local laws, rules or regulations applicable to your business. The loss prevention information provided is intended only to assist policyholders in the management of potential loss producing conditions involving their premises and/or operations based on generally accepted safe practices. In providing such information, Great American does not warrant that all potential hazards or conditions have been evaluated or can be controlled. It is not intended as an offer to write insurance for such conditions or exposures. The liability of Great American is limited to the terms, limits and conditions of the insurance policies underwritten by the members of Great American.
Products Availability
The information and descriptions of products and services contained in this site are intended as general information and do not contain all of the terms, conditions, limits and exclusions applicable to the products and services offered by Great American. Great American may make improvements and/or changes in the products, services and/or programs described on this site at any time without notice
None of the information and descriptions contained in this web site should be viewed as an offer to sell or as a solicitation to purchase any of Great American’s products or services. Availability of the products and services described varies by state. This is not intended as a solicitation or offer to sell an insurance product in a jurisdiction in which the solicitation, offer, sale or purchase thereof would be unlawful.
This web site does not amend, modify or supplement any insurance policy. Your eligibility for particular products and services is subject to final determination of underwriting qualifications and acceptance by the Great American underwriting company providing such products or services. This web site does not make any representation that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any such policy. Whether coverage exists or does not exist for any particular claim or loss under any such policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. The precise coverage afforded is subject to the terms, conditions, limits and exclusions of the policies as issued and may vary from the general, summarized coverage descriptions in this site. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. In the event of a discrepancy between the descriptions on the site and the insurance policy, the insurance policy shall control.
Surplus Lines
Surplus lines insurers do not generally participate in State Guaranty Funds and thus insureds are not protected by such Funds. The surplus lines market is a brokered market providing flexibility in rate and form to meet customer needs for high risk and specialized insurance products. The surplus lines information on this site is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation. Any inquiries regarding the surplus lines insurance should be directed through licensed insurance professionals.
Third Party Sites
This site may contain links to other Internet sites ("third-party sites") that are not maintained by Great American. These links are provided solely for your convenience. Great American makes no warranties or representations about and disclaims any responsibility for the contents of any products or services offered in such third-party sites. Any reference to a linked site or any specific product or service by name does not constitute or imply its endorsement by Great American.
Warranties Disclaimers
The materials contained in this site and in linked sites directly or indirectly accessible from this site are provided without warranties of any kind, either express or implied, including but not limited to all implied warranties of merchantability or fitness for a particular purpose, title or non-infringement.
Submissions
All information that you submit to Great American via this web site shall be deemed, and remain, the property of Great American. Great American shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this web site provides through this web site. Great American shall not be subject to any obligations regarding such information except as expressly indicated with respect to personally identifiable consumer information in any consumer Privacy Statement(s) contained within the web site, agreed to by Great American having the direct customer relationship with the person providing the information or otherwise specifically agreed to in a separate writing or required by law. You further recognize that Great American does not want you to provide, and prohibits you from providing, any information or material to Great American that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another person or entity.
Indemnity
You agree to indemnify and hold Great American, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against Great American by any third party due to or arising out of, or in connection with, your use of the site.
MIDCONTINENT GROUP PRIVACY NOTICE AND NOTICE OF INFORMATION PRACTICES
Your right to privacy is very important to the members of MidContinent Group.
We want you to understand how we gather information about you, how we protect it, and how you can help ensure its accuracy. Although we may provide this Notice as information to additional persons, the terms of this Notice apply to those individuals who inquire about or obtain insurance from MidContinent primarily for personal, family or household purposes, and certain group insurance plans. We will provide our customers with a copy of the most recent notice of our privacy policy at least annually and more often if we make any changes affecting their rights under our privacy policy. This Notice applies to current and former customers of MidContinent, but does not in any way imply or affect insurance coverage.
Because MidContinent does not share your information outside of permitted exceptions, there is no need for you to take any action under this Notice. Should our practices change, we will advise you and, if applicable, enable you to “optout” of certain sharing.
What kind of information is collected about you?
Most of our information is derived from insurance applications and various other forms you submit. In some instances, additional information may be needed to evaluate you or your property for insurance or to verify information you have provided. In those cases, we may obtain information from outside sources at our own expense.
It is common for an insurance company to ask an independent source, such as a consumer reporting agency, to verify and supplement information given on an insurance application. We will treat the information we receive about you from an independent reporting agency in accordance with the terms of this Notice. Upon our receipt of your written request sent to the address below, we will inform you of the name and address of any agency we have used to prepare a report on you so that you can contact the agency.
Once you have been an insured customer of ours for a period of time, your record may contain information related to our experiences and transactions with you, such as insurance policy coverage, premiums and payment history, and any claims you make under your insurance policy. For example, information collected by a claims representative and any policy or fire report will be retained by us. Any information that we collect in connection with an insurance claim will be kept in accordance with this Notice.
Each company within MidContinent Group may disclose information about you to an affiliate regarding its transactions and experiences with you (such as your payment or claims history). We do not currently share other creditrelated information, except as permitted or required by law.
Finally, we do use “cookies” when you interact with our web sites to assist in making the process as easy and secure as possible. Cookies are used to collect and store only the following information: the visitor’s domain name, the Internet address of the web site from which the visitor linked directly to our web site, the pages of our site that the visitor views and the length of time spent on each page, browser and operating system platform type, and the date and time the visitor accessed our site.
Cookies, as well as data taken from them, do not identify you personally. They merely recognize your browser. Unless you choose to identify yourself to us, either by responding to a promotional offer, buying a policy, or registering for an online service, you remain anonymous.
Session cookies exist only during an online session with MidContinent. Session cookies allow you to conduct transactions or requests on our web site. Without the session cookie information, we would not be able to complete your web transactions securely. Session cookies help us make sure you are who you say you are after you have logged in. We do not sell this or any other information about you to other web sites, merchants or financial institutions.
What do we do with information about you?
Information about you will be kept in our insurance policy records. We will refer to and use that information for purposes related to issuing and servicing insurance policies and settling claims. Generally, personal information about you in our records will not be disclosed by us to any external organization without your prior authorization. However, we may, as permitted by law, share information about you contained in our files with certain persons or organizations such as:
Who has access to your information?
MidContinent currently incorporates a system of passwords and other appropriate physical, electronic and procedural safeguards to protect against unauthorized access to potentially private information. We educate our employees about the terms of this Notice and the importance of confidentiality and customer privacy. Employees who gain unauthorized access or who otherwise violate our privacy policy are subject to disciplinary action up to and including termination of employment. We will monitor and evaluate our information security program and security software and, as technology changes, determine ways to increase protections to the security or integrity of our records and information.
How can you review recorded information about you?
You have the right to receive and review a copy of the recorded personal information about you contained in our files with respect to a particular policy number, except for certain legal and medical documents. You have the right to request that we correct any of this information. To exercise these rights, you must send us a notarized request at the address set forth below stating your complete name, address, insurance policy number, daytime phone number, and a copy of your driver’s license or other personal identification. If you believe any information is incorrect, we will investigate and correct it if we can substantiate the request. Even if we do not correct the information, you have the right to file with us a written statement of dispute which we will include in any future disclosure of the information.
How can you contact us?
If, after reading this, you have any questions about our privacy policy, please write to us at the following address:
MIDCONTINENT GROUP
Attn: Compliance Office Privacy
1437 S. Boulder Dr., Ste # 200
Tulsa, OK 74119
MidContinent Casualty Company
MidContinent Assurance Company
Oklahoma Surety Company
Company Licensing Information
The insurance products described in this website are underwritten by one or more of the following members of Great American Insurance Group (collectively “Great American”):
Great American Insurance Company
Great American Alliance Insurance Company
Great American Assurance Company
Great American Casualty Insurance Company
Great American Contemporary Insurance Company
Great American E & S Insurance Company
Great American Fidelity Insurance Company
Great American Insurance Company of New York
Great American Lloyd's Insurance Company
Great American Protection Insurance Company
Great American Security Insurance Company
Great American Spirit Insurance Company
Great American Specialty Insurance Company
Great American Surplus Lines Insurance Company
Mid-Continent Assurance Company
Mid-Continent Casualty Company
Mid-Continent Excess and Surplus Insurance Company
Oklahoma Surety Company
National Interstate Insurance Company
National Interstate Insurance Company of Hawaii
Triumphe Casualty Company
Vanliner Insurance Company
Bridgefield Casualty Insurance Company
Bridgefield Employers Insurance Company
Republic Indemnity Company of America
Republic Indemnity Company of California
Annuity Investors Life Insurance Company
Great American Life Insurance Company
Manhattan National Life Insurance Company
All insurance products referred to in this website are subject to availability and qualifications. Not all companies are licensed in all 50 states. Not all products are available in all 50 states. The materials available through this site do not constitute an offer of any product in any jurisdiction.
Web Site Agreement Terms and Conditions
This site is the property of Great American. This page sets forth the terms and conditions under which Great American provides the information on this web site, as well as the terms and conditions governing your use of the site. By making use of this web site, you agree to be bound by the terms and conditions that appear here. These terms and conditions are subject to updating by Great American at any time without notice. Changes to the terms and conditions take effect when posted to the web site.
IF AT ANY TIME YOU DO NOT ACCEPT THE TERMS AND CONDITIONS, DO NOT ACCESS THE WEB SITE OR ANY OF ITS PAGES.
Copyright / Trademark
© Copyright 2000-2017 Great American Insurance Company. All rights reserved. No part of the materials made available may be stored, recorded, reproduced, photocopied or transmitted, in any form or by any means without prior written approval. The service marks used within this site are the property of Great American, including but not limited to the Great American eagle logo and the word marks “Great American”, “Great American Insurance Group” as well as the names of various products and services described within and offered by Great American. For a non-exhaustive list of all service marks owned by Great American, click here.
Jurisdiction and Enforceability
Use of this web site is governed by the laws of the state of Ohio, other than laws governing conflicts of laws. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Hamilton County, Ohio. If any part of these terms and conditions are invalidated by a court of competent jurisdiction, the invalid provision(s) are deleted and the remaining provisions are not affected and remain valid and enforceable in accordance with the express terms thereof.
Loss Prevention
The information presented in this site is intended to provide guidance and is not intended as a legal interpretation of any federal, state or local laws, rules or regulations applicable to your business. The loss prevention information provided is intended only to assist policyholders in the management of potential loss producing conditions involving their premises and/or operations based on generally accepted safe practices. In providing such information, Great American does not warrant that all potential hazards or conditions have been evaluated or can be controlled. It is not intended as an offer to write insurance for such conditions or exposures. The liability of Great American is limited to the terms, limits and conditions of the insurance policies underwritten by the members of Great American.
Products Availability
The information and descriptions of products and services contained in this site are intended as general information and do not contain all of the terms, conditions, limits and exclusions applicable to the products and services offered by Great American. Great American may make improvements and/or changes in the products, services and/or programs described on this site at any time without notice
None of the information and descriptions contained in this web site should be viewed as an offer to sell or as a solicitation to purchase any of Great American’s products or services. Availability of the products and services described varies by state. This is not intended as a solicitation or offer to sell an insurance product in a jurisdiction in which the solicitation, offer, sale or purchase thereof would be unlawful.
This web site does not amend, modify or supplement any insurance policy. Your eligibility for particular products and services is subject to final determination of underwriting qualifications and acceptance by the Great American underwriting company providing such products or services. This web site does not make any representation that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any such policy. Whether coverage exists or does not exist for any particular claim or loss under any such policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. The precise coverage afforded is subject to the terms, conditions, limits and exclusions of the policies as issued and may vary from the general, summarized coverage descriptions in this site. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. In the event of a discrepancy between the descriptions on the site and the insurance policy, the insurance policy shall control.
Surplus Lines
Surplus lines insurers do not generally participate in State Guaranty Funds and thus insureds are not protected by such Funds. The surplus lines market is a brokered market providing flexibility in rate and form to meet customer needs for high risk and specialized insurance products. The surplus lines information on this site is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation. Any inquiries regarding the surplus lines insurance should be directed through licensed insurance professionals.
Third Party Sites
This site may contain links to other Internet sites ("third-party sites") that are not maintained by Great American. These links are provided solely for your convenience. Great American makes no warranties or representations about and disclaims any responsibility for the contents of any products or services offered in such third-party sites. Any reference to a linked site or any specific product or service by name does not constitute or imply its endorsement by Great American.
Warranties Disclaimers
The materials contained in this site and in linked sites directly or indirectly accessible from this site are provided without warranties of any kind, either express or implied, including but not limited to all implied warranties of merchantability or fitness for a particular purpose, title or non-infringement.
Submissions
All information that you submit to Great American via this web site shall be deemed, and remain, the property of Great American. Great American shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this web site provides through this web site. Great American shall not be subject to any obligations regarding such information except as expressly indicated with respect to personally identifiable consumer information in any consumer Privacy Statement(s) contained within the web site, agreed to by Great American having the direct customer relationship with the person providing the information or otherwise specifically agreed to in a separate writing or required by law. You further recognize that Great American does not want you to provide, and prohibits you from providing, any information or material to Great American that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another person or entity.
Indemnity
You agree to indemnify and hold Great American, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against Great American by any third party due to or arising out of, or in connection with, your use of the site.
MIDCONTINENT GROUP PRIVACY NOTICE AND NOTICE OF INFORMATION PRACTICES
Your right to privacy is very important to the members of MidContinent Group.
We want you to understand how we gather information about you, how we protect it, and how you can help ensure its accuracy. Although we may provide this Notice as information to additional persons, the terms of this Notice apply to those individuals who inquire about or obtain insurance from MidContinent primarily for personal, family or household purposes, and certain group insurance plans. We will provide our customers with a copy of the most recent notice of our privacy policy at least annually and more often if we make any changes affecting their rights under our privacy policy. This Notice applies to current and former customers of MidContinent, but does not in any way imply or affect insurance coverage.
Because MidContinent does not share your information outside of permitted exceptions, there is no need for you to take any action under this Notice. Should our practices change, we will advise you and, if applicable, enable you to “optout” of certain sharing.
What kind of information is collected about you?
Most of our information is derived from insurance applications and various other forms you submit. In some instances, additional information may be needed to evaluate you or your property for insurance or to verify information you have provided. In those cases, we may obtain information from outside sources at our own expense.
It is common for an insurance company to ask an independent source, such as a consumer reporting agency, to verify and supplement information given on an insurance application. We will treat the information we receive about you from an independent reporting agency in accordance with the terms of this Notice. Upon our receipt of your written request sent to the address below, we will inform you of the name and address of any agency we have used to prepare a report on you so that you can contact the agency.
Once you have been an insured customer of ours for a period of time, your record may contain information related to our experiences and transactions with you, such as insurance policy coverage, premiums and payment history, and any claims you make under your insurance policy. For example, information collected by a claims representative and any policy or fire report will be retained by us. Any information that we collect in connection with an insurance claim will be kept in accordance with this Notice.
Each company within MidContinent Group may disclose information about you to an affiliate regarding its transactions and experiences with you (such as your payment or claims history). We do not currently share other creditrelated information, except as permitted or required by law.
Finally, we do use “cookies” when you interact with our web sites to assist in making the process as easy and secure as possible. Cookies are used to collect and store only the following information: the visitor’s domain name, the Internet address of the web site from which the visitor linked directly to our web site, the pages of our site that the visitor views and the length of time spent on each page, browser and operating system platform type, and the date and time the visitor accessed our site.
Cookies, as well as data taken from them, do not identify you personally. They merely recognize your browser. Unless you choose to identify yourself to us, either by responding to a promotional offer, buying a policy, or registering for an online service, you remain anonymous.
Session cookies exist only during an online session with MidContinent. Session cookies allow you to conduct transactions or requests on our web site. Without the session cookie information, we would not be able to complete your web transactions securely. Session cookies help us make sure you are who you say you are after you have logged in. We do not sell this or any other information about you to other web sites, merchants or financial institutions.
What do we do with information about you?
Information about you will be kept in our insurance policy records. We will refer to and use that information for purposes related to issuing and servicing insurance policies and settling claims. Generally, personal information about you in our records will not be disclosed by us to any external organization without your prior authorization. However, we may, as permitted by law, share information about you contained in our files with certain persons or organizations such as:
Who has access to your information?
MidContinent currently incorporates a system of passwords and other appropriate physical, electronic and procedural safeguards to protect against unauthorized access to potentially private information. We educate our employees about the terms of this Notice and the importance of confidentiality and customer privacy. Employees who gain unauthorized access or who otherwise violate our privacy policy are subject to disciplinary action up to and including termination of employment. We will monitor and evaluate our information security program and security software and, as technology changes, determine ways to increase protections to the security or integrity of our records and information.
How can you review recorded information about you?
You have the right to receive and review a copy of the recorded personal information about you contained in our files with respect to a particular policy number, except for certain legal and medical documents. You have the right to request that we correct any of this information. To exercise these rights, you must send us a notarized request at the address set forth below stating your complete name, address, insurance policy number, daytime phone number, and a copy of your driver’s license or other personal identification. If you believe any information is incorrect, we will investigate and correct it if we can substantiate the request. Even if we do not correct the information, you have the right to file with us a written statement of dispute which we will include in any future disclosure of the information.
How can you contact us?
If, after reading this, you have any questions about our privacy policy, please write to us at the following address:
MIDCONTINENT GROUP
Attn: Compliance Office Privacy
1437 S. Boulder Dr., Ste # 200
Tulsa, OK 74119
MidContinent Casualty Company
MidContinent Assurance Company
Oklahoma Surety Company
Company Licensing Information
The insurance products described in this website are underwritten by one or more of the following members of Great American Insurance Group (collectively “Great American”):
Great American Insurance Company
Great American Alliance Insurance Company
Great American Assurance Company
Great American Casualty Insurance Company
Great American Contemporary Insurance Company
Great American E & S Insurance Company
Great American Fidelity Insurance Company
Great American Insurance Company of New York
Great American Lloyd's Insurance Company
Great American Protection Insurance Company
Great American Security Insurance Company
Great American Spirit Insurance Company
Great American Specialty Insurance Company
Great American Surplus Lines Insurance Company
Mid-Continent Assurance Company
Mid-Continent Casualty Company
Mid-Continent Excess and Surplus Insurance Company
Oklahoma Surety Company
National Interstate Insurance Company
National Interstate Insurance Company of Hawaii
Triumphe Casualty Company
Vanliner Insurance Company
Bridgefield Casualty Insurance Company
Bridgefield Employers Insurance Company
Republic Indemnity Company of America
Republic Indemnity Company of California
Annuity Investors Life Insurance Company
Great American Life Insurance Company
Manhattan National Life Insurance Company
All insurance products referred to in this website are subject to availability and qualifications. Not all companies are licensed in all 50 states. Not all products are available in all 50 states. The materials available through this site do not constitute an offer of any product in any jurisdiction.
Web Site Agreement Terms and Conditions
This site is the property of Great American. This page sets forth the terms and conditions under which Great American provides the information on this web site, as well as the terms and conditions governing your use of the site. By making use of this web site, you agree to be bound by the terms and conditions that appear here. These terms and conditions are subject to updating by Great American at any time without notice. Changes to the terms and conditions take effect when posted to the web site.
IF AT ANY TIME YOU DO NOT ACCEPT THE TERMS AND CONDITIONS, DO NOT ACCESS THE WEB SITE OR ANY OF ITS PAGES.
Copyright / Trademark
© Copyright 2000-2017 Great American Insurance Company. All rights reserved. No part of the materials made available may be stored, recorded, reproduced, photocopied or transmitted, in any form or by any means without prior written approval. The service marks used within this site are the property of Great American, including but not limited to the Great American eagle logo and the word marks “Great American”, “Great American Insurance Group” as well as the names of various products and services described within and offered by Great American. For a non-exhaustive list of all service marks owned by Great American, click here.
Jurisdiction and Enforceability
Use of this web site is governed by the laws of the state of Ohio, other than laws governing conflicts of laws. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Hamilton County, Ohio. If any part of these terms and conditions are invalidated by a court of competent jurisdiction, the invalid provision(s) are deleted and the remaining provisions are not affected and remain valid and enforceable in accordance with the express terms thereof.
Loss Prevention
The information presented in this site is intended to provide guidance and is not intended as a legal interpretation of any federal, state or local laws, rules or regulations applicable to your business. The loss prevention information provided is intended only to assist policyholders in the management of potential loss producing conditions involving their premises and/or operations based on generally accepted safe practices. In providing such information, Great American does not warrant that all potential hazards or conditions have been evaluated or can be controlled. It is not intended as an offer to write insurance for such conditions or exposures. The liability of Great American is limited to the terms, limits and conditions of the insurance policies underwritten by the members of Great American.
Products Availability
The information and descriptions of products and services contained in this site are intended as general information and do not contain all of the terms, conditions, limits and exclusions applicable to the products and services offered by Great American. Great American may make improvements and/or changes in the products, services and/or programs described on this site at any time without notice
None of the information and descriptions contained in this web site should be viewed as an offer to sell or as a solicitation to purchase any of Great American’s products or services. Availability of the products and services described varies by state. This is not intended as a solicitation or offer to sell an insurance product in a jurisdiction in which the solicitation, offer, sale or purchase thereof would be unlawful.
This web site does not amend, modify or supplement any insurance policy. Your eligibility for particular products and services is subject to final determination of underwriting qualifications and acceptance by the Great American underwriting company providing such products or services. This web site does not make any representation that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any such policy. Whether coverage exists or does not exist for any particular claim or loss under any such policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. The precise coverage afforded is subject to the terms, conditions, limits and exclusions of the policies as issued and may vary from the general, summarized coverage descriptions in this site. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. In the event of a discrepancy between the descriptions on the site and the insurance policy, the insurance policy shall control.
Surplus Lines
Surplus lines insurers do not generally participate in State Guaranty Funds and thus insureds are not protected by such Funds. The surplus lines market is a brokered market providing flexibility in rate and form to meet customer needs for high risk and specialized insurance products. The surplus lines information on this site is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation. Any inquiries regarding the surplus lines insurance should be directed through licensed insurance professionals.
Third Party Sites
This site may contain links to other Internet sites ("third-party sites") that are not maintained by Great American. These links are provided solely for your convenience. Great American makes no warranties or representations about and disclaims any responsibility for the contents of any products or services offered in such third-party sites. Any reference to a linked site or any specific product or service by name does not constitute or imply its endorsement by Great American.
Warranties Disclaimers
The materials contained in this site and in linked sites directly or indirectly accessible from this site are provided without warranties of any kind, either express or implied, including but not limited to all implied warranties of merchantability or fitness for a particular purpose, title or non-infringement.
Submissions
All information that you submit to Great American via this web site shall be deemed, and remain, the property of Great American. Great American shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this web site provides through this web site. Great American shall not be subject to any obligations regarding such information except as expressly indicated with respect to personally identifiable consumer information in any consumer Privacy Statement(s) contained within the web site, agreed to by Great American having the direct customer relationship with the person providing the information or otherwise specifically agreed to in a separate writing or required by law. You further recognize that Great American does not want you to provide, and prohibits you from providing, any information or material to Great American that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another person or entity.
Indemnity
You agree to indemnify and hold Great American, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against Great American by any third party due to or arising out of, or in connection with, your use of the site.
October 2013
GREAT AMERICAN INSURANCE GROUP®
PRIVACY NOTICE
AND
NOTICE OF INSURANCE INFORMATION PRACTICES
Great American Insurance Company
Great American Alliance Insurance Company
Great American Assurance Company
Great American Casualty Insurance Company
Great American Contemporary Insurance Company
Great American E & S Insurance Company
Great American Fidelity Insurance Company
Great American Insurance Company of New York
Great American Lloyd's Insurance Company
Great American Protection Insurance Company
Great American Security Insurance Company
Great American Spirit Insurance Company
Great American Surplus Lines Insurance Company
Great American Specialty Insurance Company
American Empire Underwriters, Inc.
Crop Managers Insurance Agency, Inc.
Dempsey & Siders Agency, Inc.
Eden Park Insurance Brokers, Inc.
Farmers Crop Insurance Alliance, Inc.
GAI Warranty Company
GAI Warranty Company of Florida
Great American Insurance Agency, Inc.
Great American Lloyd's, Inc.
Great American Professional Risk Insurance Services
High Seas Insurance Agencies
Premier Lease & Loan Services Insurance Agency, Inc.
Premier Lease & Loan Services o f Canada, Inc.
Strategic Comp, L.L.C.
Strategic Comp Services, L.L.C.
The members of Great American Insurance Group ("Great American", including those companies listed in this Notice) respect your right to privacy.
We want you to know about our procedures for protecting your privacy and your
rights and responsibilities regarding nonpublic personal information
(referred to as “data” in this notice) we receive about you. We want you to
understand how we gather data about you and how we protect it. The terms of this
Notice apply to those individuals who inquire about or obtain insurance from Great
American primarily for personal, family or household purposes.
We will provide our customers with a copy of the most recent notice of our privacy
policy at least annually and more often if we make any changes affecting their rights
under our privacy policy. This Notice applies to current and former customers of Great American.
Great American does not share your data except as allowed by law. As a result, you do not need to take any action under this Notice. If we change our practices in the future, we will advise you. If applicable, we will allow you to “opt-out” of certain sharing.
1. What kind of data is collected about you?
We get most of our data about you directly from you, such as your name, address, social security number, income level and certain other financial data. We collect data that you provide during the insurance application process and by other contact with you by mail and over the phone.
In some cases we may need additional data or may need to verify data you have given us. In those cases, we may obtain data from outside sources at our own expense. For instance, we may collect data from consumer reporting agencies such as credit worthiness and history or employment history. If you send a written request to the address below, we will inform you o f the name and address of any agency we have used to prepare a report on you so that you can contact the agency.
Once you become our customer, we may collect data related to our experiences and transactions with you. This could include data such as insurance policy coverage, premiums and payment history, and any claims you make under your insurance policy. For example, we will retain data collected by a claims representative and police or fire reports.
We may also collect data about you from our affiliates regarding their transactions and experiences with you (such as your payment or claims history). We do not currently share other credit-related data, except as allowed or required by law.
Finally, we may collect data when you visit our website or when you email us. We do not sell this or any other data about you to anyone.
2. What do we do with data about you?
Data about you will be kept in our records. We may disclose data to issue and service policies and settle claims. Generally, we will not disclose data about you to any outside group without your prior authorization. However, we may, as allowed by law, share data that we collect as set forth below.
We may disclose data to your insurance
agent.
We may disclose data to persons who represent you, including your attorney or
trustee.
We may disclose data to adjusters, appraisers, auditors, investigators and attorneys.
We may disclose data to those who need the data to perform a business, professional
or insurance function for us.
We may disclose data to other insurance companies, agents or consumer reporting
agencies, in connection with any insurance application, policy or claim involving
you.
We may disclose data to medical providers to inform you of a medical condition
of which you may not be aware and for claims payment purposes.
We may disclose data to others that conduct research, provided
that no individual data may be identified in any research study report.
We may disclose data, other than health data, to others that perform marketing
services on our behalf.
We may disclose data to our affiliated companies to market products to you and for other
purposes. The law does not allow you to restrict this sharing.
We may disclose data to a court, state insurance department or other government
agency pursuant to a summons, court order, search warrant, subpoena, or as otherwise
required by law or regulation.
We will only disclose your health data in the following ways:
as allowed or required by law;
With your written consent;
to underwrite or administer your policy, claim or or account;
in a manner as previously disclosed to you by us when we collected your health
data.
When we disclose your data to third parties for certain purposes described above, we will require them to use your data only for its intended purpose.
3. Who has access to your data?
The only people who have access to your data are those who need it to provide or support the provision of products or services to you. We use a system of passwords and other appropriate physical, electronic and procedural safeguards to protect against unauthorized access to your data. We have educated our employees about this Notice and the importance of customer privacy.
4. How can you review recorded data about you?
You have the right to access and inspect most of the data that we collect about you. To access your data please send a written request to the address below stating that you would like to access your data. Either you or your personal representative must sign this request and provide a copy of your driver’s license or other valid photo identification. You also have the right to request that we correct any data that you believe is incorrect. To amend your data, please send us a written request, at the address below, stating what data you believe needs correcting. Once again, either you or your personal representative must sign this request. If you submit a request to amend your data, we will investigate. If we agree, we will correct our records. Even if we do not correct the data, you have the right to file with us a written statement of dispute, which we will include, in any future disclosure of the data.
If you have questions about our privacy policy, please write to us at:
GREAT AMERICAN INSURANCE GROUP
301 E 4th Street
Cincinnati, Ohio 452024201
Attn: Compliance Office Privacy
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For assistance, please contact the Cincinnati Customer Care Center at 513-369-3663, or toll free at 800-543-1150. Corporate Headquarters, Mid-Continent Group 1437 S. Boulder, Ste #200, Tulsa, OK 74119 | 918-587-7221 ©2018 Mid-Continent Casualty Company. All Rights Reserved. Access Agreement | Legal | Privacy |